New York State Requirements


Required Continuing Education Hours

Life, Accident/Health, and Variable Annuities; or Life/Variable Annuities Producers

15 CE hours are required every 2-year license term.

Property and Casualty Producers

15 CE hours are required every 2-year license term.

Life/Health and Property/Casualty (combined license) Producers

30 CE hours are required every 2 year license term.

Public Adjusters

15 CE hours are required every 2-year license term.

Nonresident CE Requirements

Nonresident Pubic Adjusters must complete the New York Public Adjuster CE requirements.

License Term

  • The license term for Producers is every 2 years, based on the licensee’s date of birth in odd- or even-numbered years. Licensees born in an even-numbered year are required to complete their CE in even-numbered years. Licensees born in an odd-numbered year are required to complete their CE in odd-numbered years.

  • Public Adjuster's license term ends on 12/31 of even-numbered years.

CE Subject Requirements

Category restrictions:

  • Producers and Adjusters must complete their CE requirement by taking courses approved only in the line of authority licensed for.

  • Combination licensed producers must complete 15 hours for each line licensed.

Final Exam Requirements

Self-study final exams are required to be monitored by a state-approved monitor. A list of CE monitors approved by New York can be found here. We receive an updated list of approved monitors every month from the State, but if the monitor you are attempting to use is not accepted by our system, please have them contact us at 1-800-749-7277. Monitors not on file with AOIS will not be allowed to proctor a AOIS exam.

Exam rules:
The final exam is closed book, and no outside information may be used to complete the exam. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes, but monitors will be required to re-enter their approval number before each attempt.

CE Carryover Allowance

Excess CE hours are not allowed to be carried forward to the next 2-year license term.

Course Repetition Rules

A licensee cannot ever repeat a course for credit.

Certificate of Completion

AOIS provides online, printable certificates of completion in New York. Certificates of completion will be available to print online immediately after the final exam is passed. The licensee must keep a copy of each certificate of completion in his or her files for 5 years.

License Renewal Process

Licensees can renew their license online here. Licensees must enter course completion information, found on the certificate of completion, onto the license renewal application.

CE Exemptions

The following individuals are exempt from CE requirements:

  • Licensees who hold an independent adjuster license

  • Licensees who hold a bail bond license

  • Licensees who hold a mortgage guarantee license

  • Licensees who hold a viatical settlement license

  • Licensees currently on active military duty

  • Non-resident producers in good standing with their home state.

Helpful Links

License Look-up

Check your license status

Renew your license online

New York DFS Web site

State Contact Information

New York Department of Financial Services
Phone: 518-474-6630
Fax: 518-474-5048
Email: licensing@dfs.ny.gov

Mailing Address:

One Commerce Plaza
Albany, NY 12257

AOIS provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither AOIS nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.


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